With the individual in mind, Avalon has created multiple product options including Co-Pay Plans, High Deductible Plans and Health Savings Account (HSA) Plans. Each plan provides specific benefit options to match the needs of the Avalon member.

• IFOCUS Co-pay Plans – provide assistance with routine and preventive care in addition to traditional medical benefits
   
• IFOCUS High Deductible Plans – for individuals looking to take greater responsibility for their healthcare for a lower premium
   
• IFOCUS Health Saving Account Plans – provide alternatives to first dollar coverage plans through tax-favored savings accounts